With health insurance premiums going up since the introduction of the Affordable Care Act, (http://www.youtube.com/watch?v=8uW6-J64KC4) employers are going to once again be looking for ways to cut health benefits costs. costs. As we have been made aware over the one of the first cuts will be the supplement healthcare plans. Our Dental and Health programs are made to order for those employees who will be looking for something affordable for their families oral/dental care.
What about the older Americans (50+) who will lose dental coverage when they retire? This will affect approximately 60% of those retiring and must now live on fixed or reduced incomes. This segment of our population which
presently accounts for about 27% of the entire US population will grow to about 35% by 2020. Medicare does not cover routine dental services, but good dental and oral health becomes more vital to overall good health as a person ages.
Does your community have a Senior Center where retirees come to socialize?
Is there a particular local café where the people gather for coffee? The opportunities are endless to tell this generation about a plan that will let them continue good oral health without draining their life savings. Also, don’t count out the families in your neighborhood that may have opted not to take health or dental insurance due to its high cost.
According to the U.S. Census Income Report, published in August 2007, one of the fastest growing segments of uninsured Americans is the $75,000 a year income family. This report specifically reported on health insurance, but can you imagine how many more families in this income range opt out of the supplemental health care plans such as dental or vision?
What about those families where one or more people in the family has lost their jobs? Unemployment continues to rise all across our nation. These are families that could be next door or down the street and in need of the AmeriPlan programs. Does your town have strip shopping centers or a Main Street or town square with individually owned businesses? Most of these sole proprietors don’t have health insurance, much less dental or vision insurance. Start with our great Dental Plus program and you will be surprised where that will lead you.
We are in a downward spiraling economy where the pennies are getting pinched more than ever before. This is the time for AmeriPlan IBOs to seize the opportunity to help the American family stretch that diminishing dollar for healthcare, not to mention the opportunity to build an economy proof residual income.
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